UNDERUTILIZED PROGRAMS CONTRIBUTE TO A HIGH UNINSURED RATE
Of the uninsured population, we estimate that a majority (56%) are eligible for either ACA subsidies, Medicaid, or CHIP. These groups comprise nearly 2.7 million of the state’s 4.9 million uninsured individuals. And for populations eligible for subsidized health insurance through the ACA, many appear to be eligible for subsidies large enough to cover the full premium cost of at least one plan.
An additional 14.9% – the “Maybe ACA” Kids and Adults slices in the chart above – are individuals with incomes over 400% of the Federal Poverty Level who may currently be eligible for ACA subsidies under the temporary subsidy eligibility rules passed by the American Rescue Plan Act of 2021, and renewed by the Inflation Reduction Act of 2022.